Developing digital finance: EU member state regulators talk fintech innovation strategies

How can public policies and regulatory approaches contribute to the growth of countries’ fintech sectors?

Representatives from regulatory authorities in four European Union (EU) member states addressed this and other similar questions during a session titled ‘From vision to action – building a forward-looking fintech strategy and improving economic competitiveness’ at the Latvia Fintech Forum 2025.

The discussion, held in Riga on 30 September, featured representatives from Malta (the smallest EU member state by population), France (the second biggest by population) and Baltic neighbours Lithuania and Latvia.

The development phases of each nation’s fintech strategies, as well as the implementation of high-profile EU regulation such as the Markets in Crypto-Asset Regulation (MiCAR) and Digital Operational Resilience Act (DORA), were among the topics discussed.

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